{"resolved":true,"match_type":"uuid","source_type":"original_book","book_id":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","title":"数字经济：内涵与路径","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787521745023","requested_by":"printed_page","book":{"source_type":"original_book","book_id":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","id":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","uuid":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","title":"数字经济：内涵与路径","normalized_title":"数字经济内涵与路径","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787521745023","isbns":["9787521745023"],"parsed":true,"ai_readable":true,"document_type":"book","page_count":361,"navigation_url":"https://workshop.closeclaw.top/ai/book/07d591c2-0f4c-45ac-a1d7-103c4807db8f","title_url":"https://workshop.closeclaw.top/ai/title/%E6%95%B0%E5%AD%97%E7%BB%8F%E6%B5%8E%EF%BC%9A%E5%86%85%E6%B6%B5%E4%B8%8E%E8%B7%AF%E5%BE%84","fixed_page_url_template":"https://workshop.closeclaw.top/ai/book/07d591c2-0f4c-45ac-a1d7-103c4807db8f/page/{printed_page}","path_api_url_template":"https://workshop.closeclaw.top/api/ai/book/07d591c2-0f4c-45ac-a1d7-103c4807db8f/page/{printed_page}","read_url":"https://workshop.closeclaw.top/api/ai/read/07d591c2-0f4c-45ac-a1d7-103c4807db8f","page_url":"https://workshop.closeclaw.top/api/ai/books/07d591c2-0f4c-45ac-a1d7-103c4807db8f/page","search_url":"https://workshop.closeclaw.top/api/ai/books/07d591c2-0f4c-45ac-a1d7-103c4807db8f/search"},"page":{"printed_page":229,"pdf_page":228,"physical_index":228,"physical_index_base":0,"printed_page_status":"recognized","page_sha256":"f73d2e16f628035431d1bd45a02b00754ee020992f9cd1cfe0dc6cc1b0fa261b"},"chapter":"第六章数字经济的平台化发展：从消费互联网到产业互联网","content":"借助产业互联网金融，通过“五全信息”的合理运用，一是可以降低获客成本；二是可以有效解决中小企业存在的信息、信用“孤岛”问题；三是能够实现智能风控；四是可以有效提高审批效率，为小微企业提供与之匹配的金融服务。\n\n未来产业互联网金融发展的关键节点将逐步打通，进入成熟发展阶段。金融的底层逻辑是信用，在“五全信息”驱动下，企业运营数据可以与金融服务紧密结合起来，以信息流转带动信用流转，从而解决传统金融供给无效的问题。\n\n数字化平台与专业金融机构有机结合、各展所长是金融科技最合理的发展模式。数字化平台深耕产业，形成各行业的“五全信息”，提供给相应的金融战略伙伴，使金融机构服务效率得到最大化的提升，同时金融机构发挥自身低融资成本、信用判断、资本规模和社会信用等方面的优势，两者优势互补、资源优化配置。最终，金融科技要形成明确的各方多赢的效益格局。\n\n229","previous_page":228,"next_page":230}