{"resolved":true,"match_type":"uuid","source_type":"original_book","book_id":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","title":"数字经济：内涵与路径","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787521745023","requested_by":"printed_page","book":{"source_type":"original_book","book_id":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","id":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","uuid":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","title":"数字经济：内涵与路径","normalized_title":"数字经济内涵与路径","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787521745023","isbns":["9787521745023"],"parsed":true,"ai_readable":true,"document_type":"book","page_count":361,"navigation_url":"https://workshop.closeclaw.top/ai/book/07d591c2-0f4c-45ac-a1d7-103c4807db8f","title_url":"https://workshop.closeclaw.top/ai/title/%E6%95%B0%E5%AD%97%E7%BB%8F%E6%B5%8E%EF%BC%9A%E5%86%85%E6%B6%B5%E4%B8%8E%E8%B7%AF%E5%BE%84","fixed_page_url_template":"https://workshop.closeclaw.top/ai/book/07d591c2-0f4c-45ac-a1d7-103c4807db8f/page/{printed_page}","path_api_url_template":"https://workshop.closeclaw.top/api/ai/book/07d591c2-0f4c-45ac-a1d7-103c4807db8f/page/{printed_page}","read_url":"https://workshop.closeclaw.top/api/ai/read/07d591c2-0f4c-45ac-a1d7-103c4807db8f","page_url":"https://workshop.closeclaw.top/api/ai/books/07d591c2-0f4c-45ac-a1d7-103c4807db8f/page","search_url":"https://workshop.closeclaw.top/api/ai/books/07d591c2-0f4c-45ac-a1d7-103c4807db8f/search"},"page":{"printed_page":231,"pdf_page":230,"physical_index":230,"physical_index_base":0,"printed_page_status":"recognized","page_sha256":"72fdf67971750651d55d82e547346833ae47a6f12d4089318f17851070bc1dbd"},"chapter":"第七章","content":"一、金融创新与科技革命\n\n产业革命始于科技，成于金融。科技的不断进步，不仅可以改变传统的企业经营模式，刷新经营者的思维，还可以推动新行业的出现，孕育出大量商机。技术还能从根本上改变金融业的服务生产和提供方式，降低交易成本，提升管理效率，改进市场秩序；同时，伴随着科技发展的企业创新升级也对金融提出了新需求，促使和推动金融机构不断创新。\n\n（一）四次技术革命中的金融创新\n\n技术革命是指技术的升级创新，在生产方式上由机器取代人力，以大规模工厂化生产取代个体工厂手工生产的一场生产与科技革命。人类社会的发展已经历四次技术革命，在金融行业也表现出四次比较重大的变革和突破。\n\n1.第一次技术革命：蒸汽时代推动了现代银行体系的诞生\n\n18世纪60年代，以蒸汽机的发明和广泛普及为主要标志的第一次技术革命，实现了工业生产从手工器具到机械化的转变。蒸汽机的出现和广泛使用也推动了其他工业部门的机械化，引起了工程技术上的全面改革。在工业上，导致了机器制造业、钢铁工业、运输工业的蓬勃兴起，初步形成了完整的工业技术体系。\n\n231","previous_page":230,"next_page":232}