{"resolved":true,"match_type":"uuid","source_type":"original_book","book_id":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","title":"数字经济：内涵与路径","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787521745023","requested_by":"printed_page","book":{"source_type":"original_book","book_id":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","id":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","uuid":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","title":"数字经济：内涵与路径","normalized_title":"数字经济内涵与路径","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787521745023","isbns":["9787521745023"],"parsed":true,"ai_readable":true,"document_type":"book","page_count":361,"navigation_url":"https://workshop.closeclaw.top/ai/book/07d591c2-0f4c-45ac-a1d7-103c4807db8f","title_url":"https://workshop.closeclaw.top/ai/title/%E6%95%B0%E5%AD%97%E7%BB%8F%E6%B5%8E%EF%BC%9A%E5%86%85%E6%B6%B5%E4%B8%8E%E8%B7%AF%E5%BE%84","fixed_page_url_template":"https://workshop.closeclaw.top/ai/book/07d591c2-0f4c-45ac-a1d7-103c4807db8f/page/{printed_page}","path_api_url_template":"https://workshop.closeclaw.top/api/ai/book/07d591c2-0f4c-45ac-a1d7-103c4807db8f/page/{printed_page}","read_url":"https://workshop.closeclaw.top/api/ai/read/07d591c2-0f4c-45ac-a1d7-103c4807db8f","page_url":"https://workshop.closeclaw.top/api/ai/books/07d591c2-0f4c-45ac-a1d7-103c4807db8f/page","search_url":"https://workshop.closeclaw.top/api/ai/books/07d591c2-0f4c-45ac-a1d7-103c4807db8f/search"},"page":{"printed_page":243,"pdf_page":242,"physical_index":242,"physical_index_base":0,"printed_page_status":"recognized","page_sha256":"91f0668206f5e035fd1519b90aac147d372e916d32f4e0e323eb11304d55ab4c"},"chapter":"第七章","content":"促进公平竞争，维护市场秩序。针对不当行为实施反垄断监管，加快完善相关法律法规机制，维护市场公平。例如，可加快健全市场准入制度、公平竞争审查机制、数字经济公平竞争监管制度、预防和制止滥用行政权力排除限制竞争制度等。监管部门应关注科技企业利用其垄断地位采取捆绑销售、畸高定价、限制竞争等垄断行为，并对烧钱补贴等非正常竞争手段进行穿透式审查，落实反垄断法。同时，加快完善反垄断体制机制，建立全方位、多层次、立体化监管体系，实现事前事中事后全链条全领域监管。\n\n加强消费者保护。可分别从法律监管和平台机构两方面双管齐下，保护消费者合法权益。首先，法律监管方面，构建权责明确、保护有效、利用规范的个人信息处理和保护制度规则，通过加快立法、强化监管、严格执法，及时弥补规则空白和漏洞，加强数据产权制度建设，强化平台企业数据安全责任，保障消费者信息数据的产权和安全。其次，平台机构方面，要提高自身金融科技伦理意识，保障消费用户的知情权，做到信贷产品信息的全面告知、风险提醒，遵循“适当性原则”进行额度授信，承担起金融教育的责任，帮助用户提升理性借贷、理性消费意识和风险防范能力。\n\n（四）小结\n\n“数字化”是这个社会最先进、最具穿透力的生产力，近10年可以说是在气势磅礴地发展。当前，数字金融的普惠性、便捷性已经重塑了消费生态，相关政策监管也在逐步完善，我国的消费互联网数字金融领域已在全球拥有领先优势。面对发展过程中出现的一些风险和问题，我们还需要深刻反思与经验总结。金融的发展要回归初心，唯有回归服务本源，根植实体经济，关注民生百姓，才能与时代发展同方向、同步调，才能行稳致远。\n\n243","previous_page":242,"next_page":244}