{"resolved":true,"match_type":"uuid","source_type":"original_book","book_id":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","title":"数字经济：内涵与路径","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787521745023","requested_by":"printed_page","book":{"source_type":"original_book","book_id":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","id":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","uuid":"07d591c2-0f4c-45ac-a1d7-103c4807db8f","title":"数字经济：内涵与路径","normalized_title":"数字经济内涵与路径","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787521745023","isbns":["9787521745023"],"parsed":true,"ai_readable":true,"document_type":"book","page_count":361,"navigation_url":"https://workshop.closeclaw.top/ai/book/07d591c2-0f4c-45ac-a1d7-103c4807db8f","title_url":"https://workshop.closeclaw.top/ai/title/%E6%95%B0%E5%AD%97%E7%BB%8F%E6%B5%8E%EF%BC%9A%E5%86%85%E6%B6%B5%E4%B8%8E%E8%B7%AF%E5%BE%84","fixed_page_url_template":"https://workshop.closeclaw.top/ai/book/07d591c2-0f4c-45ac-a1d7-103c4807db8f/page/{printed_page}","path_api_url_template":"https://workshop.closeclaw.top/api/ai/book/07d591c2-0f4c-45ac-a1d7-103c4807db8f/page/{printed_page}","read_url":"https://workshop.closeclaw.top/api/ai/read/07d591c2-0f4c-45ac-a1d7-103c4807db8f","page_url":"https://workshop.closeclaw.top/api/ai/books/07d591c2-0f4c-45ac-a1d7-103c4807db8f/page","search_url":"https://workshop.closeclaw.top/api/ai/books/07d591c2-0f4c-45ac-a1d7-103c4807db8f/search"},"page":{"printed_page":252,"pdf_page":251,"physical_index":251,"physical_index_base":0,"printed_page_status":"recognized","page_sha256":"b8ea1eecf84e2b6d3b8c8fdb4225551abcf1cab160a427a3cf1ea4b4f6cdd694"},"chapter":"第七章","content":"第一步：产业链深度调研。通过对产业链上中下游的深度调研，真实还原产业链生产、经营、贸易流程，了解产业链的具体特点，根据其特性、潜在风险特点、风控特点和金融服务需求形成产业金融数字化转型方案和系统升级方案。\n\n第二步：数字化方案定制。具体而言，根据委托机构风险偏好，结合产业链业务特点，梳理风险维度，设计风险指标体系；针对产业链风险点提供风险应对策略；根据委托机构风险偏好，结合产业链业务特点定制专属数字化方案。\n\n第三步：场景数据采集实施。首先根据业务方案拟定数据采集覆盖范围，然后通过物联网设备对生产和仓库实施监控，对物流轨迹进行跟踪，同时对接企业ERP等信息管理系统，对接多种方式开展四流（物流、商流、资金流、信息流）数据的采集。\n\n第四步：数据整合。首先通过监控模型的设立和AI训练去除无效数据，形成一套委托机构认可的定制化数据体系，然后根据数字化方案设计的规则对采集数据进行交叉对比，实现贸易背景验真、底层资产穿透。\n\n第五步：指标监控和预警服务输出。通过搭建数字风控体系，定制数字风控模型，进行实时的风险预警，对预警信息进行解读并推送给委托机构，推送周期报告。同时，为委托机构定制化“数字门户”，并在“数字门户”上呈现可视化的日常指标监控和预警服务。\n\n第六步：专属运营支持。服务合作期间，为委托机构提供一对一专属运营团队，确保资金流闭环管理，确保预警服务的准确和及时。此外，收集机构反馈，根据委托需求的变化动态优化调整服务。\n\n聚均科技：医药行业产业数字金融解决方案\n\n在医药行业产业链中，医药流通行业在整个链条中处于弱势地位，面临的资金压力最大，也是最需要金融服务的一个环节。流通行业普遍采用轻资产运营形式，缺少银行认可的重资产抵押物，主体信用不足，因此得不到充分的金融服务。其实流通行业的医院应收账款资产是银行非常认可的资产，但医院应收账款单笔金额小，医院不可能通过传统手段对应收账款逐笔确权。\n\n252","previous_page":251,"next_page":253}