{"resolved":true,"match_type":"uuid","source_type":"original_book","book_id":"5aba73df-238c-4ba0-bd59-c6ff3e9099f3","title":"虚拟资本：金融怎样挪用我们的未来","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787300330303","requested_by":"printed_page","book":{"source_type":"original_book","book_id":"5aba73df-238c-4ba0-bd59-c6ff3e9099f3","id":"5aba73df-238c-4ba0-bd59-c6ff3e9099f3","uuid":"5aba73df-238c-4ba0-bd59-c6ff3e9099f3","title":"虚拟资本：金融怎样挪用我们的未来","normalized_title":"虚拟资本金融怎样挪用我们的未来","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787300330303","isbns":["9787300330303"],"parsed":true,"ai_readable":true,"document_type":"book","page_count":236,"navigation_url":"https://workshop.closeclaw.top/ai/book/5aba73df-238c-4ba0-bd59-c6ff3e9099f3","title_url":"https://workshop.closeclaw.top/ai/title/%E8%99%9A%E6%8B%9F%E8%B5%84%E6%9C%AC%EF%BC%9A%E9%87%91%E8%9E%8D%E6%80%8E%E6%A0%B7%E6%8C%AA%E7%94%A8%E6%88%91%E4%BB%AC%E7%9A%84%E6%9C%AA%E6%9D%A5","fixed_page_url_template":"https://workshop.closeclaw.top/ai/book/5aba73df-238c-4ba0-bd59-c6ff3e9099f3/page/{printed_page}","path_api_url_template":"https://workshop.closeclaw.top/api/ai/book/5aba73df-238c-4ba0-bd59-c6ff3e9099f3/page/{printed_page}","read_url":"https://workshop.closeclaw.top/api/ai/read/5aba73df-238c-4ba0-bd59-c6ff3e9099f3","page_url":"https://workshop.closeclaw.top/api/ai/books/5aba73df-238c-4ba0-bd59-c6ff3e9099f3/page","search_url":"https://workshop.closeclaw.top/api/ai/books/5aba73df-238c-4ba0-bd59-c6ff3e9099f3/search"},"page":{"printed_page":100,"pdf_page":138,"physical_index":138,"physical_index_base":0,"printed_page_status":"recognized","page_sha256":"23bfc92cff324c52c978c151e7b0f302c483f9446d97bf8f09cf577482c78b4f"},"chapter":"虚拟资本金融怎样挪用我们的未来","content":"金融资本对劳动收入的这种先占性在宏观经济层面上也非常明显，尽管现有的数据并不允许我们对长期动态做出一致的解释。有三个主要变量可以解释家庭相对于可用收人所支付的利息额：负债、收入动态和利率。20世纪80年代，随着实际利率的飙升和债务的增加，法国和美国的这一比率有所上升。20世纪90年代，随着利率的降低和经济增长的恢复，尽管债务不断增加，但这一比率却有所下降（见图6-2左侧）。自20世纪90年代末以来，利率一直保持在较低水平，2001年和2008年金融金融危机后，利率出现了两个阶段性的明显下降。图6-2右侧显示，在21世纪头十年初，尽管美国和英国的债务迅速上升，但利率的首次下降使利息支付的比重趋于稳定，而在日本和德国的债务趋于稳定后，利息支付的比重持续下降。相反，在英美国家，2006年后债务加速增长和利率攀升导致金融对收入的消耗增加，最高时超过10%，当次贷借款人无法承受这一不断增长的负担时，就引发了金融风暴。然而，该图给我们的主要启示是：由于负债，家庭向金融机构支付的\n\n虚拟资本：金融怎样挪用我们的未来\n\n100","previous_page":null,"next_page":101}