{"resolved":true,"match_type":"uuid","source_type":"original_book","book_id":"9c884da5-4c5c-4613-91be-2dad1863fbfa","title":"黑箱社会 控制金钱和信息的数据法则＝THE BLACK BOX SOCIETY","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508655208","requested_by":"printed_page","book":{"source_type":"original_book","book_id":"9c884da5-4c5c-4613-91be-2dad1863fbfa","id":"9c884da5-4c5c-4613-91be-2dad1863fbfa","uuid":"9c884da5-4c5c-4613-91be-2dad1863fbfa","title":"黑箱社会 控制金钱和信息的数据法则＝THE BLACK BOX SOCIETY","normalized_title":"黑箱社会控制金钱和信息的数据法则theblackboxsociety","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508655208","isbns":["9787508655208"],"parsed":true,"ai_readable":true,"document_type":"book","page_count":318,"navigation_url":"https://workshop.closeclaw.top/ai/book/9c884da5-4c5c-4613-91be-2dad1863fbfa","title_url":"https://workshop.closeclaw.top/ai/title/%E9%BB%91%E7%AE%B1%E7%A4%BE%E4%BC%9A%20%E6%8E%A7%E5%88%B6%E9%87%91%E9%92%B1%E5%92%8C%E4%BF%A1%E6%81%AF%E7%9A%84%E6%95%B0%E6%8D%AE%E6%B3%95%E5%88%99%EF%BC%9DTHE%20BLACK%20BOX%20SOCIETY","fixed_page_url_template":"https://workshop.closeclaw.top/ai/book/9c884da5-4c5c-4613-91be-2dad1863fbfa/page/{printed_page}","path_api_url_template":"https://workshop.closeclaw.top/api/ai/book/9c884da5-4c5c-4613-91be-2dad1863fbfa/page/{printed_page}","read_url":"https://workshop.closeclaw.top/api/ai/read/9c884da5-4c5c-4613-91be-2dad1863fbfa","page_url":"https://workshop.closeclaw.top/api/ai/books/9c884da5-4c5c-4613-91be-2dad1863fbfa/page","search_url":"https://workshop.closeclaw.top/api/ai/books/9c884da5-4c5c-4613-91be-2dad1863fbfa/search"},"page":{"printed_page":177,"pdf_page":196,"physical_index":196,"physical_index_base":0,"printed_page_status":"recognized","page_sha256":"0e7da9b4a889bef7a75ea78215031d242720afcb33ca52c1bd0e0ffe96c0ac79"},"chapter":"第三章","content":"首席投资办公室伦敦分部的负责人……曾经将合成信贷组合的庞大性、复杂性与流动性和开飞机相比较。摩根大通货币监理署的检查组长说，如果说合成信贷组合是一架飞机，那么风险度量就是飞行仪表。\n\n在2012年的第一季度，这些飞行仪表开始闪烁红灯并且发出警报，但摩根大通的管理人员不但没有改变路线，反而对其视而不见，甚至对仪器的准确度提出质疑。银行的行为不仅暴露了摩根大通在风险管理上的很多不足，而且不禁让人担心还会有多少其他金融机构在无视风险信号并且通过人为操纵模型来降低风险和资本需求量。\n\n这些摘录优雅地揭示了华尔街要求对其放松管制的辩词。开飞机的比喻暗示了首席投资办公室工作的复杂性，从而警告多事的监管者不要试图染指太过技术性的领域。但谁会相信一个不看仪表的飞行员呢？监管机构不能简单地认为摩根大通银行等巨头具备这样的技术能力，更不要说诚信了。\n\n鲸鱼交易给摩根大通带来了巨大的风险—如果这个规模庞大的银行因此倒闭，那就有可能引发极其危险的连锁反应。资产高度集中在十几家美国银行手中，而摩根大通又首当其冲，它的资产总额超过了5400家社区银行的总和。金融监管机构已经将其视作“牵一发而动全身的重要金融企业”，但如果它遇到麻烦时只需简单地移动一下障碍物，那么我们就不要寄希望于它会有什么负责任的举动。\n\n第四章\n\n金融算法:皇帝的新代码\n\n177","previous_page":176,"next_page":178}