{"resolved":true,"match_type":"uuid","source_type":"original_book","book_id":"e613fff5-9eda-4e8d-b348-903e6d630253","title":"黑箱社会 控制金钱和信息的数据法则＝THE BLACK BOX SOCIETY","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508655208","requested_by":"printed_page","book":{"source_type":"original_book","book_id":"e613fff5-9eda-4e8d-b348-903e6d630253","id":"e613fff5-9eda-4e8d-b348-903e6d630253","uuid":"e613fff5-9eda-4e8d-b348-903e6d630253","title":"黑箱社会 控制金钱和信息的数据法则＝THE BLACK BOX SOCIETY","normalized_title":"黑箱社会控制金钱和信息的数据法则theblackboxsociety","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508655208","isbns":["9787508655208"],"parsed":true,"ai_readable":true,"document_type":"book","page_count":318,"navigation_url":"https://workshop.closeclaw.top/ai/book/e613fff5-9eda-4e8d-b348-903e6d630253","title_url":"https://workshop.closeclaw.top/ai/title/%E9%BB%91%E7%AE%B1%E7%A4%BE%E4%BC%9A%20%E6%8E%A7%E5%88%B6%E9%87%91%E9%92%B1%E5%92%8C%E4%BF%A1%E6%81%AF%E7%9A%84%E6%95%B0%E6%8D%AE%E6%B3%95%E5%88%99%EF%BC%9DTHE%20BLACK%20BOX%20SOCIETY","fixed_page_url_template":"https://workshop.closeclaw.top/ai/book/e613fff5-9eda-4e8d-b348-903e6d630253/page/{printed_page}","path_api_url_template":"https://workshop.closeclaw.top/api/ai/book/e613fff5-9eda-4e8d-b348-903e6d630253/page/{printed_page}","read_url":"https://workshop.closeclaw.top/api/ai/read/e613fff5-9eda-4e8d-b348-903e6d630253","page_url":"https://workshop.closeclaw.top/api/ai/books/e613fff5-9eda-4e8d-b348-903e6d630253/page","search_url":"https://workshop.closeclaw.top/api/ai/books/e613fff5-9eda-4e8d-b348-903e6d630253/search"},"page":{"printed_page":11,"pdf_page":30,"physical_index":30,"physical_index_base":0,"printed_page_status":"recognized","page_sha256":"3021fe23e7ebc5c5d7935bbe8ecdf076cfa733eac01afae858c9ba0fddbe1f66"},"chapter":"第一章","content":"举例来说，一份较为详细的投资说明书可以长达数十页或数百页，文件中还可以引用其他文件，甚至文件再次引用文件。原文件涉及的文件之间可能会发生冲突。如果想对某个投资项目进行深入了解，我们可能需要翻阅数千页的法律冗文，而且其中很多用词都模棱两可，非常容易造成误解。会计报表也同样如此，法学教授弗兰克·帕特洛伊(Frank Partnoy)和普利策奖获得者杰西·艾辛格(JesseEisinger)曾于2013年年初共同研究过“美国银行的内幕”，并对其中一直存在的不透明性感到震惊。他们在报告中把银行描述为“掩盖了巨大风险的黑箱’，这些风险可能会再次击垮经济”。虽然经济危机已经过去5年，但美国的银行系统依然没有得到规范管制。俩人曾在报告中用如下引语来描述银行系统中存在的弊端：\n\n·“现在没有哪家大型金融机构的财务报表能够提供有价值的风险信息。”一位对冲基金经理人如是说。\n\n·“在委员会（财务会计准则委员会）工作后，”唐·杨说，“我再也不相信银行账目了。”\n\n·另一位账务会计准则委员会的前任员工在被问到是否相信银行账目时回答说：“一点儿也不。”\n\n他们在说这些话的时候，经济危机已经过去5年，并且《多德-弗兰克法案》(Dodd-Frank Act)已经颁布了3年之久，这一法案集立法之大成并对银行法做过全面改动。当大量的投资者持不信任态度，并且这种怀疑主义蔓延至整个系统中时，经济危机就会爆发。而当政府部门通过“救市”和“流动性融资”涉足其中时，本已错综复杂的局面就会更加纷乱。\n\n第一章我们需要知情\n\n011","previous_page":10,"next_page":12}