{"resolved":true,"match_type":"uuid","source_type":"original_book","book_id":"e613fff5-9eda-4e8d-b348-903e6d630253","title":"黑箱社会 控制金钱和信息的数据法则＝THE BLACK BOX SOCIETY","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508655208","requested_by":"printed_page","book":{"source_type":"original_book","book_id":"e613fff5-9eda-4e8d-b348-903e6d630253","id":"e613fff5-9eda-4e8d-b348-903e6d630253","uuid":"e613fff5-9eda-4e8d-b348-903e6d630253","title":"黑箱社会 控制金钱和信息的数据法则＝THE BLACK BOX SOCIETY","normalized_title":"黑箱社会控制金钱和信息的数据法则theblackboxsociety","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508655208","isbns":["9787508655208"],"parsed":true,"ai_readable":true,"document_type":"book","page_count":318,"navigation_url":"https://workshop.closeclaw.top/ai/book/e613fff5-9eda-4e8d-b348-903e6d630253","title_url":"https://workshop.closeclaw.top/ai/title/%E9%BB%91%E7%AE%B1%E7%A4%BE%E4%BC%9A%20%E6%8E%A7%E5%88%B6%E9%87%91%E9%92%B1%E5%92%8C%E4%BF%A1%E6%81%AF%E7%9A%84%E6%95%B0%E6%8D%AE%E6%B3%95%E5%88%99%EF%BC%9DTHE%20BLACK%20BOX%20SOCIETY","fixed_page_url_template":"https://workshop.closeclaw.top/ai/book/e613fff5-9eda-4e8d-b348-903e6d630253/page/{printed_page}","path_api_url_template":"https://workshop.closeclaw.top/api/ai/book/e613fff5-9eda-4e8d-b348-903e6d630253/page/{printed_page}","read_url":"https://workshop.closeclaw.top/api/ai/read/e613fff5-9eda-4e8d-b348-903e6d630253","page_url":"https://workshop.closeclaw.top/api/ai/books/e613fff5-9eda-4e8d-b348-903e6d630253/page","search_url":"https://workshop.closeclaw.top/api/ai/books/e613fff5-9eda-4e8d-b348-903e6d630253/search"},"page":{"printed_page":288,"pdf_page":307,"physical_index":307,"physical_index_base":0,"printed_page_status":"recognized","page_sha256":"ea8dcc813a43836d26c9fedf29b89d19248f6faa526088f44492db799407b1da"},"chapter":"第三章","content":"我相信很多智囊团都会对这样的改革成本加以驳斥并指出种种弊端。（他们是否受人指使还有待观察。）“如果对金融交易进行征税，或者要求征信机构必须全面而公平地进行审核，很可能就会导致数万人失业。”华尔街公司不断地购买这样的研究结论并且在游说活动中加以宣传。然而，正如法学教授约翰·科茨(JohnC.Coates)指出的，针对监管活动做出的成本效益分析是自然科学法在社会科学预测中的一种误用。尽管行业预测持悲观论调，但在信誉评定公司、搜索公司和金融行业中建立问责制很可能会创造就业机会，而不是导致失业。问责制需要人工进行判断，只有人类可以执行这项任务。随着我们的社会关系变得越来越自动化，代码中不可以再被无形地植入控制和歧视性元素。\n\n高效的黑箱还存在另外一个问题，即不是所有的信息都适合概念化。例如，在金融咨询方面富有经验的塔夫茨大学教授阿马尔·拜德就严厉批评过全国通用的承保标准对当地房地产市场造成的均质化影响。他从哈耶克的视角对黑箱进行批判，并指出金融巨头所犯的错误令人毛骨悚然。\n\n哈耶克的基本观点是，没有人确切地知道应该如何对经济领域中的商品和服务进行定价，而且没有一个中央决策者能够真正掌握数百万用户的个人偏好、价值观和购买力。哈耶克认为，这样的认知极为分散。\n\n黑箱社会The Black BoxSociety\n\n288","previous_page":287,"next_page":289}