{"resolved":true,"match_type":"uuid","source_type":"original_book","book_id":"e613fff5-9eda-4e8d-b348-903e6d630253","title":"黑箱社会 控制金钱和信息的数据法则＝THE BLACK BOX SOCIETY","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508655208","requested_by":"printed_page","book":{"source_type":"original_book","book_id":"e613fff5-9eda-4e8d-b348-903e6d630253","id":"e613fff5-9eda-4e8d-b348-903e6d630253","uuid":"e613fff5-9eda-4e8d-b348-903e6d630253","title":"黑箱社会 控制金钱和信息的数据法则＝THE BLACK BOX SOCIETY","normalized_title":"黑箱社会控制金钱和信息的数据法则theblackboxsociety","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508655208","isbns":["9787508655208"],"parsed":true,"ai_readable":true,"document_type":"book","page_count":318,"navigation_url":"https://workshop.closeclaw.top/ai/book/e613fff5-9eda-4e8d-b348-903e6d630253","title_url":"https://workshop.closeclaw.top/ai/title/%E9%BB%91%E7%AE%B1%E7%A4%BE%E4%BC%9A%20%E6%8E%A7%E5%88%B6%E9%87%91%E9%92%B1%E5%92%8C%E4%BF%A1%E6%81%AF%E7%9A%84%E6%95%B0%E6%8D%AE%E6%B3%95%E5%88%99%EF%BC%9DTHE%20BLACK%20BOX%20SOCIETY","fixed_page_url_template":"https://workshop.closeclaw.top/ai/book/e613fff5-9eda-4e8d-b348-903e6d630253/page/{printed_page}","path_api_url_template":"https://workshop.closeclaw.top/api/ai/book/e613fff5-9eda-4e8d-b348-903e6d630253/page/{printed_page}","read_url":"https://workshop.closeclaw.top/api/ai/read/e613fff5-9eda-4e8d-b348-903e6d630253","page_url":"https://workshop.closeclaw.top/api/ai/books/e613fff5-9eda-4e8d-b348-903e6d630253/page","search_url":"https://workshop.closeclaw.top/api/ai/books/e613fff5-9eda-4e8d-b348-903e6d630253/search"},"page":{"printed_page":33,"pdf_page":52,"physical_index":52,"physical_index_base":0,"printed_page_status":"recognized","page_sha256":"97d95cfbde52125276e08231e8ffa343e2fcfd3fb547d5d2a020ad2a628a6ec7"},"chapter":"第一章","content":"从信用记录到评分：原始的黑箱\n\n征信局最先创立了用于对个人进行关键性判断的黑箱技术，但他们却对数据的收集和分析方法秘而不宣。在20世纪60年代，缺乏专业能力的“调查员”让一些没有实际意义的内容充斥在其所提交的报告当中，例如外表邋遢、不勤于家务和“女人气的举止”。这种监察方式令人不寒而栗并且有失公平—几乎每个人都有一些习惯行为被捕捉并成为证据，从而被归类为不可信任的人或者遭遇更糟的情况。缺乏制约的报告标准加上当时普遍存在的各类偏见，这个体系的弊端便显而易见了。\n\n1970年，关于征信局的新闻报道足以令人警醒，以至于美国国会通过了《公平信用报告法》，要求征信局在制作卷宗时既要力求准确，又要注重相关性，并且要求档案公开，接受公众审查，而且公民有权查看自己的记录并要求对错误之处进行更正。这一举措就像一剂正义的阳光杀毒剂，让人们从局外人变成了局内人。在档案可查之后，性别取向和家务问题之类具有争议的特征就再也没有出现在征信局的报告当中。\n\n数据失控时代的网络信誉\n\n第二章\n\n033","previous_page":32,"next_page":34}