{"resolved":true,"match_type":"uuid","source_type":"original_book","book_id":"fa2211c7-60b5-424b-a841-a97c7196aed1","title":"数据资本时代","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508694313","requested_by":"printed_page","book":{"source_type":"original_book","book_id":"fa2211c7-60b5-424b-a841-a97c7196aed1","id":"fa2211c7-60b5-424b-a841-a97c7196aed1","uuid":"fa2211c7-60b5-424b-a841-a97c7196aed1","title":"数据资本时代","normalized_title":"数据资本时代","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508694313","isbns":["9787508694313","9783642038211"],"parsed":true,"ai_readable":true,"document_type":"book","page_count":278,"navigation_url":"https://workshop.closeclaw.top/ai/book/fa2211c7-60b5-424b-a841-a97c7196aed1","title_url":"https://workshop.closeclaw.top/ai/title/%E6%95%B0%E6%8D%AE%E8%B5%84%E6%9C%AC%E6%97%B6%E4%BB%A3","fixed_page_url_template":"https://workshop.closeclaw.top/ai/book/fa2211c7-60b5-424b-a841-a97c7196aed1/page/{printed_page}","path_api_url_template":"https://workshop.closeclaw.top/api/ai/book/fa2211c7-60b5-424b-a841-a97c7196aed1/page/{printed_page}","read_url":"https://workshop.closeclaw.top/api/ai/read/fa2211c7-60b5-424b-a841-a97c7196aed1","page_url":"https://workshop.closeclaw.top/api/ai/books/fa2211c7-60b5-424b-a841-a97c7196aed1/page","search_url":"https://workshop.closeclaw.top/api/ai/books/fa2211c7-60b5-424b-a841-a97c7196aed1/search"},"page":{"printed_page":135,"pdf_page":155,"physical_index":155,"physical_index_base":0,"printed_page_status":"recognized","page_sha256":"67e14b150c59d7499f11c4db72c90776c0ef49301985fc988d5b3d096df7128f"},"chapter":"第6章","content":"这些趋势足以说明，银行业正处于水深火热之中。但是，似乎为了证明事情还可以更糟糕，第三个威胁开始隐约出现在地平线上。这个因素与货币的作用有关，它可能会颠覆银行业的一些龙头企业。\n\n货币的信息作用正在式微\n\n在海量数据市场中，参与者不再把价格当作信息的主要传递者。当然，货币仍然具有存储价值，参与者仍然用它来支付。但是，如果我们不再需要用货币来做信息使者，那么货币在经济中所发挥的一个核心作用就会消失。随着标准数据本体、匹配算法和机器学习系统的进一步发展，以及市场参与者对建立在更加丰富的信息流基础上的高效交易的喜爱与日俱增，传统市场向海量数据市场的转变将会一直持续。这就意味着货币的作用将进一步降低。\n\n对于大多数人来说，我们的日常生活不会发生直接的变化，我们仍然会用货币支付，只不过银行业成本的降低，会让我们的交易更加划算。但是在市场上，我们将会感受到巨大的变化。潜在的交易伙伴所提供给我们的多维度信息，使我们能够进行更好地比较，我们对多维度信息的关注度将会大大提高。价格将不再是唯一的数据点，不再是选择的海洋中唯一的风向标。我们已经有了多个数据点，这必然会为我们带来更加高效的市场交易。\n\n第7章资本的衰退\n\n135","previous_page":134,"next_page":136}