{"resolved":true,"match_type":"uuid","source_type":"original_book","book_id":"fa2211c7-60b5-424b-a841-a97c7196aed1","title":"数据资本时代","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508694313","requested_by":"printed_page","book":{"source_type":"original_book","book_id":"fa2211c7-60b5-424b-a841-a97c7196aed1","id":"fa2211c7-60b5-424b-a841-a97c7196aed1","uuid":"fa2211c7-60b5-424b-a841-a97c7196aed1","title":"数据资本时代","normalized_title":"数据资本时代","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508694313","isbns":["9787508694313","9783642038211"],"parsed":true,"ai_readable":true,"document_type":"book","page_count":278,"navigation_url":"https://workshop.closeclaw.top/ai/book/fa2211c7-60b5-424b-a841-a97c7196aed1","title_url":"https://workshop.closeclaw.top/ai/title/%E6%95%B0%E6%8D%AE%E8%B5%84%E6%9C%AC%E6%97%B6%E4%BB%A3","fixed_page_url_template":"https://workshop.closeclaw.top/ai/book/fa2211c7-60b5-424b-a841-a97c7196aed1/page/{printed_page}","path_api_url_template":"https://workshop.closeclaw.top/api/ai/book/fa2211c7-60b5-424b-a841-a97c7196aed1/page/{printed_page}","read_url":"https://workshop.closeclaw.top/api/ai/read/fa2211c7-60b5-424b-a841-a97c7196aed1","page_url":"https://workshop.closeclaw.top/api/ai/books/fa2211c7-60b5-424b-a841-a97c7196aed1/page","search_url":"https://workshop.closeclaw.top/api/ai/books/fa2211c7-60b5-424b-a841-a97c7196aed1/search"},"page":{"printed_page":137,"pdf_page":157,"physical_index":157,"physical_index_base":0,"printed_page_status":"recognized","page_sha256":"d10784d48713446418e2edeb60ffa34a2f54a5d3e9a8908f787eaa3852539660"},"chapter":"第6章","content":"传统银行业务被拆分\n\n价格作用的转移标志着一个巨大的变化：提供（大量）信息与支付行为从此被分离开来。以货币为基础的市场赋予货币在经济中非常重要的角色，从寻找和识别潜在合作伙伴直至完成交易，货币是市场交易所有阶段的中心。\n\n银行和其他金融中介机构充当了市场体系中至关重要的服务者和推动者角色，货币几乎成了市场体系的同义词，被广泛应用于整个市场领域。金融行业既可以享受拥有财富的快乐，又可以享受为市场提供各种见解的满足感。这一点并没有错，因为流经市场的大量价格信息，正是通过银行这个渠道进行流通的。银行对这些信息进行分析，其详细程度甚至可以直接帮助客户做出决策。银行所做的并不完美，甚至可以说离完美相去甚远。但是，由于银行可以得到其自身所享有的信息，所以相信银行的建议往往比全凭自已瞎蒙要好至少在下一次金融危机到来之前是这样的。\n\n“更好”最终会战胜“好”，并成为赢家。使用海量数据流来做决策，比单纯依靠金钱要更有优势。随着经济转向海量数据市场，也就是更高效率的市场，市场所必需的大部分信息将不再流经银行。银行仍将通过转移和储存价值来促成交易实现，甚至还可能对信息的整体流动做出些许的贡献，但市场的信息中心和重心正在远离货币，因此它也远离了银行。\n\n第7章资本的衰退\n\n137","previous_page":136,"next_page":138}