{"resolved":true,"match_type":"uuid","source_type":"original_book","book_id":"fa2211c7-60b5-424b-a841-a97c7196aed1","title":"数据资本时代","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508694313","requested_by":"printed_page","book":{"source_type":"original_book","book_id":"fa2211c7-60b5-424b-a841-a97c7196aed1","id":"fa2211c7-60b5-424b-a841-a97c7196aed1","uuid":"fa2211c7-60b5-424b-a841-a97c7196aed1","title":"数据资本时代","normalized_title":"数据资本时代","author":null,"edition":null,"publisher":null,"year":null,"isbn":"9787508694313","isbns":["9787508694313","9783642038211"],"parsed":true,"ai_readable":true,"document_type":"book","page_count":278,"navigation_url":"https://workshop.closeclaw.top/ai/book/fa2211c7-60b5-424b-a841-a97c7196aed1","title_url":"https://workshop.closeclaw.top/ai/title/%E6%95%B0%E6%8D%AE%E8%B5%84%E6%9C%AC%E6%97%B6%E4%BB%A3","fixed_page_url_template":"https://workshop.closeclaw.top/ai/book/fa2211c7-60b5-424b-a841-a97c7196aed1/page/{printed_page}","path_api_url_template":"https://workshop.closeclaw.top/api/ai/book/fa2211c7-60b5-424b-a841-a97c7196aed1/page/{printed_page}","read_url":"https://workshop.closeclaw.top/api/ai/read/fa2211c7-60b5-424b-a841-a97c7196aed1","page_url":"https://workshop.closeclaw.top/api/ai/books/fa2211c7-60b5-424b-a841-a97c7196aed1/page","search_url":"https://workshop.closeclaw.top/api/ai/books/fa2211c7-60b5-424b-a841-a97c7196aed1/search"},"page":{"printed_page":149,"pdf_page":169,"physical_index":169,"physical_index_base":0,"printed_page_status":"recognized","page_sha256":"518b3ef65fc40ecc610cd805c2444ff79ac615a3da89bc2cdd5d3f323f432c49"},"chapter":"第6章","content":"投资管理的颠覆式创新\n\n金融科技初创企业还颠覆了传统的投资管理。举例来说，Stash公司一直在努力推动一件事情：按照可能的最小交易单位，将股票进行分割，让顾客能够购买一只股票的一部分。这样，消费者就可以根据特定的投资策略投资一小笔钱，这有点儿像我们从专辑中拆分出单曲。\n\n许多金融科技初创公司都表示，它们比传统的金融顾问拥有更优越的偏好提取和偏好匹配工具。例如，Betterment公司一直在夸耀，说自己具有识别资本损失的能力，可以使客户少缴些税。另一个竞争者SigFig公司，也在收集并分析用户通过经纪公司进行投资的数据，确定具有类似风险系数的备选基金，为用户提供更多选择。SigFig公司还计算了投资者向这些经纪公司支付了多少费用（以及客户从传统经纪公司转到SigFig可以节省多少费用)。\n\n第7章 资本的衰退\n\n149","previous_page":148,"next_page":150}