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http://www.mcafee.cc/Papers/PDF/DynamicPriceDiscrimination.pdf。
- Jack Nicas, “Now Prices Can Change from Minute to Minute,”Wall Street Journal, December 14, 2015, http://www.wsj.com /articles/now-pricescan-change-from-minute-to-minute-1450057990.
- 有一个例外,当执行歧视性定价的增量成本(incrementalcost)超过了增量利润(incremental profit)时,企业就无法从价格歧视中获利。
第10章 完全价格歧视时代的到来?
- Advertising Week XII, “Journey of Data-Driven Marketing,”Advertising Week, September 28-October 2015, http://www.advertisingweek.com /replay/#date=2015-09-30\~videoid=227\~venue=2;Suzanne Vranica, “Ad Blocking Is the Latest Hot Topic, Media Executives,” Wall Street Journal, September 27, 2015), http://www.wsj.com/articles/ad-blocking-is-a-hot-topic-for-marketingmediaexecutives-1443259981.
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- James Surowiecki, “In Praise of Efficient Price Gouging,” MIT Technology Review(August 19, 2014), http://www.technologyreview.com/review/529961 /in-praise-of-efficientprice-gouging/.
- J. Turow, L. Feldman, and K. Meltzer, K. “Open to Exploitation:America’s Shoppers Online and Offiine,” Report from the Annenberg Public Policy Center of the University of Pennsylvania(June 6, 2005),http://repository.upenn.edu/asc\_papers/35; Jennifer Valentino-Devries,Jeremy Singer-Vine, and Ashkan Soltani, “Websites Vary Prices, Deals Based on Users’ Information,” Wall Street Journal, December 24, 2012,http://www.wsj.com/articles /SB100014241278873237772045781893918 13881534.
- Valentino-Devries et al., “Websites Vary Prices, Deals Based on Users’ Information.”
- Valentino-Devries et al., “Websites Vary Prices, Deals Based on Users’ Information.”
- Valentino-Devries et al., “Websites Vary Prices, Deals Based on Users’ Information.”
- Valentino-Devries et al., “Websites Vary Prices, Deals Based on Users’ Information.”
- Valentino-Devries et al., “Websites Vary Prices, Deals Based on Users’ Information.”
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- Paragraph 290, House of Lords, Select Committee on European Union, “Online Platforms and the Digital Single Market,” April 20, 2016,10th Report of Session 2015-16, http://www.publications.parliament.uk/pa/ld201516/ldselect/ldeucom/129/129
- Emily Steel and Julia Angwin, “On the Web’s Cutting Edge,Anonymity in Name Only,” Wall Street Journal, August 4, 2010, http://www.wsj.com /articles/SB10001424052748703294904575385532109190198.
- Valentino-Devries et al., “Websites Vary Prices, Deals Based on Users’ Information.”
- Valentino-Devries et al., “Websites Vary Prices, Deals Based on Users’ Information.”
- Valentino-Devries et al., “Websites Vary Prices, Deals Based on Users’ Information.”
- Consumer Federation of America, “Report Finds Auto Insurers Charge Higher Premiums in African American Zip Codes,” CFAnews Update(November 24, 2015), http://consumerfed.org/cfanewsupdate-11242015/.
- Sal Thomas, “Does Dynamic Pricing Risk Turning Personalisation into Discrimination?” Marketing Magazine, October 22, 2014, http://www.marketingmagazine.co.uk/article/1317995/does-dynamicpricingrisk-turning-personalisation-discrimination.
- Coupons.com Inc., Form 10-K for the Fiscal Year Ended December
31,2014(2015), 3, http://www.sec.gov/Archives/edgar/
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data/1115128/000156459015001837/coup-10k\_20141231.htm. In 2015,the company changed its name to Quotient Technology Inc.; Coupons.com Inc., “Coupons .com Incorporated Changes Corporate Name to Quotient”(October 6, 2015), http://investors.coupons.com/investors/pressreleases/press-releases-details/2015/Couponscom-IncorporatedChanges-Corporate-Name-to-Quotient/ default . aspx.
- Coupons.com Inc., “Coupons.com Incorporated Changes Corporate Name to Quotient.”
- Coupons.com Inc., Form 10-K for the Fiscal Year Ended December 31, 2014, 5.
- Coupons.com Inc., Form 10-K for the Fiscal Year Ended December 31, 2014, 5.
- Coupons.com Inc., Form 10-K for the Fiscal Year Ended December,4。
- Executive Office of the President, Big Data and Differential Pricing(Washington, DC: Executive Office of the President), February 2015, p.12,
https://www.whitehouse.gov/sites/default/files/whitehouse\_files/docs/Big\_Da文中称,“会员制度是最早应用大数据手段开展个性化定价的方式。顾客加入某项会员活动后,他们通常会提供一些个人信息给商家,同时也会对商家追踪消费记录的行为表示认可。反过来,顾客也会因此得到一些福利,比如航空公司优质会员的免费升舱、零售商店的会员特价等。除此以外,一些零售商还会与专业的信息科技公司合作,针对不同消费者提供定制优惠券,它们可能被印在了收银条的背面,或是在推销中被特别赠予。专长于此的企业声称,消费者使用定制化优惠券的概率要远远高于那些随机派发的优惠券(25:1)”。
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- Charles Duhigg, “How Companies Learn Your Secrets,” New York Times Sunday Magazine, February 16, 2012, http://www.nytimes.com/2012/02/19 /magazine/shopping-habits.html? pagewanted=all&\_r=0.
- Charles Duhigg, “How Companies Learn Your Secrets,” New York Times Sunday Magazine, February 16, 2012, http://www.nytimes.com/2012/02/19 /magazine/shopping-habits.html? pagewanted=all&\_r=0.
- Charles Duhigg, “How Companies Learn Your Secrets,” New York Times Sunday Magazine, February 16, 2012, http://www.nytimes.com/2012/02/19 /magazine/shopping-habits.html? pagewanted=all&\_r=0.
- Charles Duhigg, “How Companies Learn Your Secrets,” New York Times Sunday Magazine, February 16, 2012, http://www.nytimes.com/2012/02/19 /magazine/shopping-habits.html? pagewanted=all&\_r=0.
- Target, Privacy Policy, October 1, 2015, http://www.target.com/spot/privacy -policy#section1.
- Target, Privacy Policy, October 1, 2015, http://www.target.com/spot/privacy -policy#section1.
- Target, Privacy Policy, October 1, 2015, http://www.target.com/spot/privacy -policy#section1.
- Target, Privacy Policy, October 1, 2015, http://www.target.com/spot/privacy -policy#section1.
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- Target, Privacy Policy, October 1, 2015, http://www.target.com/spot/privacy -policy#section1.
- Target, Privacy Policy, October 1, 2015, http://www.target.com/spot/privacy -policy#section1.
- Duhigg, “How Companies Learn Your Secrets.”
- Duhigg, “How Companies Learn Your Secrets.”
- Duhigg, “How Companies Learn Your Secrets.”
- Duhigg, “How Companies Learn Your Secrets.”
- Brad Howarth, “How Tesco’s Loyalty Card Transformed Customer Data Tracking,” CMO(May 21, 2015), http://www.cmo.com.au/article/575497/how-tesco-loyalty-card- transformed -customer- datatracking /; Krish Swarmy, “Analyzing Tesco — The Analytics behind a Top-Notch Loyalty Program,” Big Data Analytics(August 21, 2011),http://stat-exchange.blogspot.com/2011/08 /analyzing-tesco-analyticsbehind-top.html.
- McKinsey & Company, Making Loyalty Pay: Lessons from the innovators(McKinsey & Company, July 2013).
- “The Card Up Their Sleeve,” The Guardian, July 19, 2003,http://www .theguardian.com/lifeandstyle/2003/jul/19/shopping.features.
- Alex Chisholm(CMA chief executive), Why “Sleepers”Can’t Always Be Left to “Sleep,” CCRP 2016 Competition Policy Roundtable(London: Competition Markets Authority, January 25,2016), https://www.gov.uk/government/speeches/alex-chisholm-onconsumerengagement-in-a-digital-world.
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- Coupons.com Inc., “Coupons.com Incorporated Changes Corporate Name to Quotient.”
- 有关移动用户的行为追踪的内容,详见:Chris Cooper,“Nordstrom Stores Tracking Customers’ Cell Phones,” Stop Cell Phone Tracking(February 11, 2013), http://www.stopcellphonetracking.com/nordstrom-tracking-customers-cellphones/; Chris Cooper, “This Is How Retail Stores Track Your Smartphone,” Stop Cell Phone Tracking(June 3,2013), http://www.stopcellphonetracking.com/this-is-how-retail-stores-track-yoursmartphone-video/。有关个性化店内定位追踪技术的介绍,详见:Verne Kopytoff, “Stores Sniff Out Smartphones to Follow Shoppers,” MIT Technology Review(November 12, 2013), http://www.technology review.com/news/520811/stores-sniff-out-smartphones-to-followshoppers/。
- Clare McDonald, “Almost 30% of Retailers Use Facial Recognition Technology to Track Consumers in Store,” ComputerWeekly.com(September 15, 2015), http://wwwcomputerweekly.com/news/4500253499/Almost30-of-retailersuse-facial-recognition-technology-to-track-consumers-instore; Jimmy Rose, “How Facial Recognition Will Change Shopping in Stores,” Extreme Tech(June 23, 2015), http://www.extremetech.com/ mobile/208815-howfacial-recognition-will-change-shopping-in-stores;James Hercher, “Shopper Behavior Begins In-Store — But Brick-andMortars Need Tech to Harness It,” Ad Exchanger(July 8, 2015), http://adexchanger.com/data exchanges/shopper-behavior-begins-in-store-butbrick-and-mortars-need-techto-harness-it/(文中提到,“值得注意的是,许多新开业的零售店都格外 依赖这种面部识别技术。一家名为AdMobilize的公司刚刚在近期获得 160万美元的投资,而该公司的主业是在实体店内安装具备面部识别技 术的摄像头,以实现收集消费者在店内活动的数据”); Heather Fletcher, “Facial Recognition:Ads Target Consumers for You,” Target Marketing(October 5, 2015),http://www.targetmarketingmag.com/article/facial-recognition-adstargetconsumers / [“据‘透明度市场研究’(Transparency Market Research)的预测,到了2020年,全球面部识别技术市场的体量将达到 27亿美元”]。
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- Federal Trade Commission, Spring Privacy Series: Mobile Device Tracking,(February 19, 2014), https://www.ftc.gov/newsevents/eventscalendar/2014/02/spring-privacy-series-mobile-device-tracking.
- In re Nomi Technologies, Inc., FTC No. 132 3251(April 23,
2015),https://www.ftc.gov/system/files/documents/cases/150423nomicmpt.p
- In re Nomi Technologies, Inc., FTC No. 132 3251(April 23,
2015),https://www.ftc.gov/system/files/documents/cases/150423nomicmpt.p
- Federal Trade Commission, Statement of Chairwoman Ramirez,Commissioner Brill, and Commissioner McSweeny in the Matter of Nomi Technologies, Inc.(April 23, 2015), https://www.ftc.gov/system/files/documents/public\_statements/638351/15042 pdf.
- Federal Trade Commission, Data Brokers: A Call for Transparency and Accountability(May 2014), ii-iii, https://www.ftc.gov/system/files/documents /reports/data-brokers-calltransparency-accountability-reportfederal-trade-commission-may-
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39(1987): 84-97.
- David Streitfeld, “Some Online Bargains May Only Look Like One,” New York Times, April 13, 2016, http://www.nytimes.com/2016/04/14/technology /some-online-bargains-mayonly-looklike-one.html?smprod=nytcore-iphone&smid=nytcore- iphoneshare&\_ r =0.
- David Streitfeld, “Some Online Bargains May Only Look Like One,” New York Times, April 13, 2016, http://www.nytimes.com/2016/04/14/technology /some-online-bargains-mayonly-looklike-one.html?smprod=nytcore-iphone&smid=nytcore- iphoneshare&\_ r =0.
- 锚定效应是指当人们需要对某个事件做定量估测时,会将某些特定数值作为起始值,起始值像锚一样制约着估测值。在做决策的时候,会不自觉地给予最初获得的信息过多的重视。作为一种心理现象,锚定效应普遍存在于生活的方方面面,第一印象和先入为主是其在社会生活中的表现形式。
- European Data Protection Supervisor, Mobile Health: Reconciling Technological Innovation with Data Protection, Opinion 1/2015(May 21, 2015), para.29, https://secure.edps.europa.eu/EDPSWEB/webdav/site/mySite/shared/Docume 05-21\_Mhealth\_EN.pdf.
第11章 近乎完美的行为歧视
- 一篇商业文章的作者提出,以下几大情绪波动交织在一起影响了消费者做出购买决定:
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